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Top tips for loan approval

Here are our top tips to ensure your mortgage application is successful:

  • Ensure your loans and credit card payments are up to date. Every lender will carry out a credit check with the Irish Credit Bureau when you apply for a mortgage.
  • Lenders will look for the most recent 6 months Bank statements so make sure you keep your current account in good order Ė no missed direct debits, no referral fees.
  • Regular savings are important. Lenders like to see evidence of regular savings no matter how small as this helps to provide evidence of your ability to budget your finances.
  • If you have a credit card, try to clear the balance on a monthly basis and donít withdraw cash on the card.
  • Avoid online betting transactions on your current accounts.
If you are moving house contact NC Mortgage Brokers today for more information on your next home loan